Michigan Teen Car Insurance -- Keeping Them Safe And Enjoying Lower Rates

Teen drivers are not regarded as good risks by any Michigan auto insurance company. Their crash rate is so high that many parents will show a preference for keeping them from driving within their teen years. For families who really do have such a hold on their children, it may work.

It could have very negative impact on a teen to be the only one among peers who is yet to start driving. So what can you do to both help them stay safer and bring down the typically high car insurance rates they get? Here are ways you can do it in Michigan or anywhere else...

Teenagers typically demand adult privileges but opt for kindergarten responsibilities. However, insist that they bear the responsibilities that come with the privilege or at least a part of it.

If it makes sense in your circumstance, let them pay for their car insurance or at least bear a part of their auto insurance premium. You'll discover that making them to take steps that will make them lower their rates will be easier after you do this.

Here are a few rules that will keep your teenager safer...

1) Let them never drive in company of fellow teens or kids unless there is a responsible adult in the car.

2) It's important for your teen's safety that he/she does not drive in the night. If this isn't feasible in your teen's circumstance, teach them what to do and how to conduct themselves in that situation.

Most accidents happen between 9.00pm and 2.00am.

3) They must never touch the steering wheel once they've taken any form of alcoholic beverage. Err on the side of safety and insist that they do not drive after as little as a sip of alcohol.

4) Teach your teen the difference between a race track and a high way.

They should obey speed limits and traffic laws.

5) They must tell you where they intend to drive to with their cars. If you feel it's not in their best interest, advise them to use a cab instead.

Yes, these may not work in homes where the parents and teens don't have a good relationship already. However, whether you do have or don't have such, here's something that will surely help you get cheap auto insurance for your teen: Getting and comparing quotes from a wide range of insurers.

Here are trusted sites for auto insurance quotes...

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